Lending Deposit gives investors and savers a very safe, hassle-free way of benefiting from the emerging trend of investing in marketplace lending (or peer-to-peer / crowdlending) assets.
This new marketplace lending platform, launched on April 10th by Lending Services & Investments, has two main advantages compared to most traditional crowdlending platforms:
- 1. Instead of having to buy loans from various borrowers, potentially on several platforms to spread default risk, Lending Deposit gives access to financing companies that have already invested in a diversified portfolio of lending assets
- 2. The financing companies on Lending Deposit’s platform safeguard their lenders through their own equity, thus providing a “buffer” against potential losses from the underlying assets.
- 3. The loans on Lending Deposit are structured similar to time deposits with maturities ranging from only 3 months to 5 years, thus giving the lenders a high flexibility to structure the desired income stream along their own requirements.
More information can be found on www.LendingDeposit.com.